Backtest Portfolio Asset Allocation

This online portfolio backtesting tool allows you to construct one or more portfolios based on the selected mutual funds, ETFs and stocks to analyze and backtest portfolio returns, risk characteristics, standard deviation, annual returns and rolling returns. The results include a visualization of the portfolio growth chart and rolling returns, CAGR, standard deviation, Sharpe ratio, Sortino ratio, annual returns and inflation adjusted returns. A periodic contribution or withdrawal can also be specified together with the preferred portfolio rebalancing strategy. You can also analyze and compare asset class based lazy portfolios with a longer time horizon starting from 1972.

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Portfolio Analysis Results (Jan 2011 - Dec 2018)

Portfolio Allocations

Portfolio 1
Ticker Name Allocation
VTSAX Vanguard Total Stock Mkt Idx Adm 49.00%
VTIAX Vanguard Total Intl Stock Index Admiral 21.00%
VBTLX Vanguard Total Bond Market Index Adm 30.00%
Save portfolio »
Portfolio 2
Ticker Name Allocation
RGAGX American Funds Growth Fund of Amer R6 16.33%
VEIRX Vanguard Equity-Income Adm 16.33%
VSTCX Vanguard Strategic Small-Cap Equity Inv 8.16%
VWINX Vanguard Wellesley Income Inv 47.28%
VTIAX Vanguard Total Intl Stock Index Admiral 11.90%
Save portfolio »

Portfolio Returns

Portfolio performance statistics
PortfolioInitial BalanceFinal BalanceCAGRStdevBest YearWorst YearMax. DrawdownSharpe RatioSortino RatioUS Mkt Correlation
Portfolio 1$10,000$17,075 6.92% 8.21%18.96%-5.57%-12.65% 0.811.250.97
Portfolio 2$10,000$18,697 8.14% 7.92%20.10%-5.25%-11.00% 0.981.570.97
   
Notes on results:
  • Past performance is not a guarantee of future returns and data and other errors may exist. See Disclaimer and Terms of Use
  • The entered time period is automatically adjusted based on the available return data for the specified assets
  • CAGR = Compound Annual Growth Rate
  • Stdev = Annualized standard deviation of monthly returns
  • Sharpe and Sortino ratios are calculated and annualized from monthly excess returns over risk free rate (1-month treasury bill)
  • Stock market correlation is based on the correlation of monthly returns
  • Drawdowns are calculated based on monthly returns
  • The backtested results include annual rebalancing of portfolio assets to match the specified allocation
  • The results use total return and assume that all received dividends and distributions are reinvested. Taxes and transaction fees are not included
  • Portfolio cashflows and rebalancing for quarterly and annual periods are aligned with calendar periods.
Annual returns for the configured portfolios
YearInflationReturnBalanceVanguard Total Stock Mkt Idx Adm (VTSAX)Vanguard Total Intl Stock Index Admiral (VTIAX)Vanguard Total Bond Market Index Adm (VBTLX)American Funds Growth Fund of Amer R6 (RGAGX)Vanguard Equity-Income Adm (VEIRX)Vanguard Strategic Small-Cap Equity Inv (VSTCX)Vanguard Wellesley Income Inv (VWINX)
Portfolio 1Portfolio 2Portfolio 1Portfolio 2
20112.96%-0.21%3.89%$9,979$10,3891.08%-14.52%7.69%-4.53%10.69%0.80%9.63%
20121.74%13.10%13.98%$11,286$11,84216.38%18.21%4.15%20.98%13.58%17.30%10.06%
20131.50%18.96%20.10%$13,426$14,22133.52%15.14%-2.15%34.29%30.19%41.91%9.19%
20140.76%7.05%7.57%$14,372$15,29812.56%-4.17%5.89%9.63%11.38%10.09%8.07%
20150.73%-0.58%0.91%$14,287$15,4370.39%-4.26%0.40%5.70%0.86%-3.11%1.28%
20162.07%7.97%9.92%$15,426$16,96912.66%4.67%2.60%8.82%14.82%20.64%8.08%
20172.11%17.23%16.29%$18,083$19,73421.17%27.55%3.56%26.53%18.49%10.33%10.20%
20181.91%-5.57%-5.25%$17,075$18,697-5.17%-14.43%-0.03%-2.60%-5.65%-11.92%-2.57%
Monthly returns for the configured portfolios
YearMonthReturnBalanceVanguard Total Stock Mkt Idx Adm (VTSAX)Vanguard Total Intl Stock Index Admiral (VTIAX)Vanguard Total Bond Market Index Adm (VBTLX)American Funds Growth Fund of Amer R6 (RGAGX)Vanguard Equity-Income Adm (VEIRX)Vanguard Strategic Small-Cap Equity Inv (VSTCX)Vanguard Wellesley Income Inv (VWINX)
Portfolio 1Portfolio 2Portfolio 1Portfolio 2
201111.25%1.11%$10,125$10,1112.19%0.72%0.09%1.77%1.92%1.48%0.65%
201122.41%2.83%$10,369$10,3983.63%2.71%0.17%3.39%3.65%5.69%1.88%
201130.14%0.48%$10,384$10,4480.45%-0.40%0.00%0.16%0.91%3.41%0.14%
201142.97%3.20%$10,693$10,7822.99%5.23%1.33%2.81%3.78%3.44%2.58%
20115-0.82%-0.43%$10,605$10,736-1.16%-2.87%1.31%-1.70%-0.13%-1.99%0.84%
20116-1.31%-1.28%$10,466$10,598-1.79%-1.48%-0.38%-1.63%-1.51%-1.13%-1.06%
20117-0.97%-1.24%$10,364$10,466-2.22%-1.57%1.58%-1.38%-3.23%-3.72%0.04%
20118-4.26%-3.37%$9,923$10,114-6.02%-8.44%1.47%-6.84%-2.82%-8.32%-0.27%
20119-5.88%-5.12%$9,340$9,596-7.75%-12.26%0.90%-8.70%-4.94%-11.23%-1.46%
2011107.39%7.42%$10,029$10,30811.54%10.13%0.17%10.47%9.07%17.09%4.03%
201111-0.77%-0.52%$9,952$10,254-0.29%-2.86%-0.29%-0.51%1.24%-1.14%-0.53%
2011120.27%1.32%$9,979$10,3890.82%-2.63%1.09%-1.15%3.05%-0.05%2.53%
201214.29%3.85%$10,407$10,7895.08%7.33%0.88%7.21%2.13%6.91%1.88%
201223.20%2.78%$10,740$11,0894.26%5.12%-0.04%4.45%3.26%3.28%1.28%
201231.21%1.12%$10,869$11,2133.07%-0.73%-0.57%2.43%2.76%1.68%0.46%
20124-0.40%0.08%$10,826$11,222-0.63%-1.84%1.15%-0.15%0.20%-1.47%0.93%
20125-5.25%-4.70%$10,258$10,694-6.23%-11.08%0.96%-6.87%-5.60%-7.16%-1.43%
201263.19%3.27%$10,585$11,0433.94%6.00%0.04%3.13%4.88%3.93%2.00%
201271.02%1.72%$10,692$11,2331.03%0.44%1.39%0.85%2.06%0.45%2.44%
201281.84%1.60%$10,889$11,4132.51%2.73%0.04%3.17%1.09%4.06%0.53%
201292.09%1.89%$11,116$11,6292.58%3.63%0.12%3.26%2.25%1.76%0.86%
201210-0.74%-0.25%$11,034$11,601-1.76%0.59%0.12%-1.18%-0.73%-1.26%0.25%
2012110.81%0.93%$11,123$11,7080.74%1.80%0.20%2.12%0.34%1.99%0.29%
2012121.46%1.14%$11,286$11,8421.22%4.19%-0.19%1.45%0.53%2.58%0.19%
201313.19%3.22%$11,645$12,2235.50%3.35%-0.70%4.51%5.37%6.36%1.45%
201320.55%1.01%$11,709$12,3461.28%-1.20%0.55%0.59%2.10%1.65%1.23%
201332.16%2.24%$11,962$12,6233.91%0.77%0.09%3.35%3.43%5.16%1.26%
201341.86%2.06%$12,185$12,8831.70%3.58%0.92%1.77%2.66%-0.08%1.97%
201350.12%0.27%$12,199$12,9182.35%-2.93%-1.70%2.87%1.32%3.57%-0.87%
20136-1.86%-1.53%$11,972$12,720-1.24%-3.77%-1.64%-1.38%-0.41%-0.86%-1.59%
201373.84%3.93%$12,432$13,2195.46%4.60%0.21%5.61%4.57%8.29%2.04%
20138-2.00%-2.31%$12,184$12,914-2.80%-1.67%-0.63%-1.62%-3.54%-4.08%-1.87%
201393.65%3.49%$12,628$13,3653.67%7.22%0.97%5.22%2.73%6.24%1.63%
2013103.18%3.07%$13,030$13,7754.25%3.49%0.79%3.85%4.07%3.83%2.10%
2013111.47%1.61%$13,222$13,9962.88%0.07%-0.34%2.52%2.38%4.14%0.79%
2013121.54%1.61%$13,426$14,2212.66%1.27%-0.64%2.87%2.30%1.98%0.81%
20141-2.05%-1.92%$13,150$13,948-3.11%-4.75%1.55%-2.02%-3.99%-2.48%-0.36%
201423.56%3.58%$13,618$14,4484.75%5.40%0.49%5.32%4.12%5.48%2.06%
201430.30%0.56%$13,659$14,5290.52%0.41%-0.14%-2.12%2.38%0.58%0.92%
201440.54%0.67%$13,733$14,6260.06%1.32%0.78%-1.04%1.63%-1.82%1.19%
201451.78%1.69%$13,977$14,8732.17%1.90%1.06%3.56%1.51%0.91%1.21%
201461.66%1.67%$14,209$15,1212.57%1.75%0.12%2.49%1.96%4.57%0.78%
20147-1.38%-1.69%$14,013$14,866-1.98%-1.58%-0.25%-1.67%-2.46%-4.28%-1.00%
201482.62%2.77%$14,379$15,2784.18%1.05%1.14%4.30%3.59%5.18%1.99%
20149-2.30%-2.21%$14,049$14,939-2.11%-5.03%-0.71%-2.01%-1.56%-5.47%-1.25%
2014101.60%1.62%$14,274$15,1822.74%-0.26%0.95%1.98%2.02%5.44%1.17%
2014111.37%1.33%$14,470$15,3842.43%-0.29%0.66%1.69%2.47%0.64%1.31%
201412-0.68%-0.56%$14,372$15,2980.00%-3.66%0.10%-0.86%-0.49%1.70%-0.16%
20151-0.62%-0.55%$14,282$15,213-2.77%0.19%2.32%-1.17%-3.04%-1.80%0.55%
201523.59%3.07%$14,795$15,6805.76%5.49%-1.07%5.57%4.68%4.59%0.82%
20153-0.70%-0.45%$14,692$15,609-1.01%-1.52%0.42%-0.83%-1.52%2.04%-0.10%
201541.18%1.21%$14,865$15,7980.42%5.04%-0.35%1.63%1.80%-2.37%0.51%
201550.34%0.35%$14,916$15,8541.39%-0.92%-0.44%1.45%0.92%1.63%-0.12%
20156-1.71%-2.08%$14,660$15,524-1.70%-2.69%-1.00%-1.60%-3.00%-0.44%-2.06%
201570.86%1.13%$14,786$15,6991.65%-0.81%0.77%2.39%1.46%0.25%1.23%
20158-4.62%-4.20%$14,103$15,040-6.00%-7.27%-0.35%-5.38%-5.66%-5.82%-2.16%
20159-2.00%-1.47%$13,820$14,819-2.94%-3.89%0.76%-3.62%-1.24%-3.21%0.11%
2015105.07%5.46%$14,521$15,6287.86%6.27%0.02%8.30%8.16%5.53%3.40%
201511-0.07%0.22%$14,511$15,6630.56%-1.31%-0.26%1.10%0.31%1.73%0.00%
201512-1.54%-1.44%$14,287$15,437-2.04%-2.04%-0.37%-1.50%-1.29%-4.61%-0.79%
20161-3.52%-3.08%$13,784$14,962-5.65%-5.65%1.44%-7.48%-3.13%-7.07%-0.20%
20162-0.27%-0.10%$13,747$14,947-0.04%-2.23%0.67%-1.02%0.23%0.78%0.45%
201635.34%5.35%$14,481$15,7467.03%8.22%0.95%6.51%6.65%7.63%3.52%
201640.90%1.15%$14,610$15,9280.65%2.24%0.39%1.71%1.04%0.21%0.91%
201650.66%0.82%$14,706$16,0591.77%-1.01%0.02%2.12%1.31%1.40%0.59%
201660.52%1.01%$14,782$16,2220.25%-0.93%1.94%-0.88%1.63%-0.67%2.18%
201673.04%2.72%$15,232$16,6643.95%4.44%0.65%4.41%2.30%6.04%1.38%
201680.23%0.12%$15,266$16,6840.28%0.68%-0.16%0.65%-0.16%-0.38%0.00%
201690.35%0.26%$15,320$16,7270.15%1.43%-0.08%1.42%-0.39%1.00%-0.32%
201610-1.69%-1.69%$15,060$16,444-2.21%-1.74%-0.80%-1.81%-1.73%-4.01%-1.22%
2016110.95%1.46%$15,203$16,6854.45%-2.17%-2.63%2.93%3.83%12.09%-0.74%
2016121.47%1.70%$15,426$16,9691.93%2.01%0.25%0.61%2.70%3.31%1.35%
201711.86%1.47%$15,713$17,2191.93%3.94%0.30%4.57%0.59%0.41%0.27%
201722.33%2.27%$16,079$17,6093.71%1.48%0.67%2.39%3.90%1.73%1.96%
201730.62%0.47%$16,179$17,6920.08%2.83%-0.06%1.04%0.05%-0.54%-0.04%
201741.22%1.08%$16,377$17,8831.05%2.22%0.77%2.00%0.28%1.23%0.70%
201751.35%1.18%$16,599$18,0931.02%2.98%0.68%2.11%0.88%-2.93%1.15%
201760.58%0.56%$16,695$18,1950.93%0.54%0.02%-0.15%0.80%2.58%0.41%
201771.80%1.77%$16,996$18,5171.87%3.44%0.40%3.34%1.56%1.33%0.88%
201780.46%0.12%$17,074$18,5390.16%0.62%0.86%0.04%-0.12%-2.46%0.53%
201791.47%1.84%$17,325$18,8802.46%1.79%-0.53%1.66%3.01%5.93%0.84%
2017101.55%1.66%$17,595$19,1942.17%1.94%0.12%3.72%1.79%0.76%0.90%
2017111.66%1.58%$17,887$19,4983.04%0.80%-0.16%1.92%3.00%2.09%1.08%
2017121.10%1.21%$18,083$19,7341.01%2.07%0.45%1.23%1.43%0.04%1.08%
201813.45%3.16%$18,707$20,3585.32%5.57%-1.09%8.17%3.84%3.40%0.56%
20182-3.24%-3.43%$18,100$19,660-3.71%-5.12%-1.02%-2.70%-4.63%-3.96%-2.73%
20183-0.93%-0.78%$17,932$19,507-1.98%-0.63%0.63%-2.13%-1.59%0.62%-0.27%
201840.11%0.15%$17,951$19,5360.38%0.79%-0.82%1.49%0.01%0.37%-0.50%
201851.17%1.31%$18,161$19,7922.82%-1.90%0.62%2.88%1.32%6.38%0.65%
20186-0.08%0.19%$18,147$19,8290.67%-2.08%0.04%1.50%0.06%0.95%0.16%
201872.21%2.43%$18,548$20,3113.35%2.52%0.04%1.92%4.40%1.77%2.04%
201881.46%1.01%$18,819$20,5163.45%-2.22%0.52%2.36%0.82%5.25%0.57%
20189-0.01%-0.13%$18,817$20,4890.16%0.29%-0.53%0.69%0.08%-2.17%-0.23%
201810-5.69%-5.45%$17,746$19,372-7.40%-8.34%-0.72%-9.55%-4.72%-11.24%-2.27%
2018111.46%1.88%$18,005$19,7352.08%1.24%0.53%1.85%3.99%-0.03%1.63%
201812-5.16%-5.26%$17,075$18,697-9.30%-4.83%1.81%-7.79%-8.52%-12.04%-2.08%

Portfolio Returns Based Style Analysis

Portfolio Returns Based Style Analysis
Style CategoryPortfolio 1Portfolio 2
Large-cap Value15.80%27.33%
Large-cap Growth23.17%17.76%
Mid-cap Value5.09%3.78%
Mid-cap Growth3.10%0.74%
Small-cap Value0.75%0.71%
Small-cap Growth0.97%3.19%
Global ex-US Developed Markets15.84%13.65%
Emerging Markets4.91%2.13%
Corporate Bonds8.84%10.82%
Long-Term Treasuries0.26%2.39%
Intermediate-Term Treasuries6.16%11.95%
Short-Term Treasuries15.11%5.55%
R Squared99.78%99.19%
Style analysis is based on monthly returns from Jan 2011 to Dec 2018 and uses total portfolio return with monthly rebalancing.

Holdings Based Exposures for Portfolio 1

Holdings Based Exposures for Portfolio 1
TickerNameCategoryDurationERWeightReturn ContributionRisk Contribution
VTSAXVanguard Total Stock Mkt Idx AdmLarge Blend0.04%49.00%$5,59068.05%
VTIAXVanguard Total Intl Stock Index AdmiralForeign Large Blend0.11%21.00%$67432.13%
VBTLXVanguard Total Bond Market Index AdmIntermediate-Term Bond5.960.05%30.00%$811-0.18%

Asset Allocation

Equity Market Capitalization

Equity Sectors

Fixed Income Credit Quality

Fixed Income Maturity

Holdings Based Exposures for Portfolio 2

Holdings Based Exposures for Portfolio 2
TickerNameCategoryDurationERWeightReturn ContributionRisk Contribution
RGAGXAmerican Funds Growth Fund of Amer R6Large Growth0.33%16.33%$2,18423.75%
VEIRXVanguard Equity-Income AdmLarge Value0.18%16.33%$1,97820.05%
VSTCXVanguard Strategic Small-Cap Equity InvSmall Blend0.29%8.16%$84814.23%
VWINXVanguard Wellesley Income Inv30% to 50% Equity6.550.23%47.28%$3,26623.60%
VTIAXVanguard Total Intl Stock Index AdmiralForeign Large Blend0.11%11.90%$42118.37%

Asset Allocation

Equity Market Capitalization

Equity Sectors

Fixed Income Credit Quality

Fixed Income Maturity

Fund fundamentals data as of 03/05/2019. © 2019 Morningstar. All Rights Reserved. The fund fundamentals information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

Portfolio return and risk metrics
MetricPortfolio 1Portfolio 2
Arithmetic Mean (monthly)0.59%0.68%
Arithmetic Mean (annualized)7.27%8.47%
Geometric Mean (monthly)0.56%0.65%
Geometric Mean (annualized)6.92%8.14%
Volatility (monthly)2.37%2.28%
Volatility (annualized)8.21%7.92%
Downside Deviation (monthly)1.52%1.41%
Max. Drawdown-12.65%-11.00%
US Market Correlation0.970.97
Beta(*)0.680.65
Alpha (annualized)-0.44%0.96%
R294.45%94.02%
Sharpe Ratio0.810.98
Sortino Ratio1.251.57
Treynor Ratio (%)9.8411.93
Calmar Ratio0.660.74
Active Return-3.92%-2.70%
Tracking Error4.24%4.51%
Information Ratio-0.92-0.60
Skewness-0.48-0.43
Excess Kurtosis1.071.07
Historical Value-at-Risk (5%)-4.70%-4.27%
Analytical Value-at-Risk (5%)-3.31%-3.07%
Conditional Value-at-Risk (5%)-5.49%-5.13%
Upside Capture Ratio (%)66.2468.43
Downside Capture Ratio (%)73.0166.93
Sustainable Withdrawal Rate15.98%17.08%
Positive Periods65 out of 96 (67.71%)68 out of 96 (70.83%)
Gain/Loss Ratio0.910.88
* US stock market is used as the benchmark for calculations. Value-at-risk metrics are based on monthly values.

Drawdowns for Portfolio 1

Drawdowns for Portfolio 1 (worst 10)
RankStartEndLengthRecovery ByRecovery TimeUnderwater PeriodDrawdown
1May 2011Sep 20115 monthsFeb 20125 months10 months-12.65%
2Sep 2018Dec 20184 months-9.27%
3Jun 2015Feb 20169 monthsJul 20165 months1 year 2 months-7.83%
4Apr 2012May 20122 monthsAug 20123 months5 months-5.63%
5Feb 2018Mar 20182 monthsAug 20185 months7 months-4.14%
6Sep 2014Sep 20141 monthNov 20142 months3 months-2.30%
7Jan 2014Jan 20141 monthFeb 20141 month2 months-2.05%
8Aug 2013Aug 20131 monthSep 20131 month2 months-2.00%
9Jun 2013Jun 20131 monthJul 20131 month2 months-1.86%
10Oct 2016Oct 20161 monthDec 20162 months3 months-1.69%
Worst 10 drawdowns included above

Drawdowns for Portfolio 2

Drawdowns for Portfolio 2 (worst 10)
RankStartEndLengthRecovery ByRecovery TimeUnderwater PeriodDrawdown
1May 2011Sep 20115 monthsJan 20124 months9 months-11.00%
2Sep 2018Dec 20184 months-8.87%
3Jun 2015Sep 20154 monthsApr 20167 months11 months-6.53%
4May 2012May 20121 monthJul 20122 months3 months-4.70%
5Feb 2018Mar 20182 monthsAug 20185 months7 months-4.18%
6Aug 2013Aug 20131 monthSep 20131 month2 months-2.31%
7Sep 2014Sep 20141 monthNov 20142 months3 months-2.21%
8Jan 2014Jan 20141 monthFeb 20141 month2 months-1.92%
9Jul 2014Jul 20141 monthAug 20141 month2 months-1.69%
10Oct 2016Oct 20161 monthDec 20162 months3 months-1.69%
Worst 10 drawdowns included above

Portfolio Assets

Performance statistics for portfolio components
TickerNameCAGRStdevBest YearWorst YearMax. DrawdownSharpe RatioSortino RatioUS Mkt Correlation
VTSAXVanguard Total Stock Mkt Idx Adm10.96%11.76%33.52%-5.17%-17.71%0.911.451.00
VTIAXVanguard Total Intl Stock Index Admiral2.51%13.61%27.55%-14.52%-24.33%0.220.320.83
VBTLXVanguard Total Bond Market Index Adm2.72%2.86%7.69%-2.15%-3.73%0.821.36-0.16
RGAGXAmerican Funds Growth Fund of Amer R611.62%12.25%34.29%-4.53%-18.89%0.931.470.96
VEIRXVanguard Equity-Income Adm11.33%10.24%30.19%-5.65%-12.07%1.061.760.95
VSTCXVanguard Strategic Small-Cap Equity Inv9.71%15.77%41.91%-11.92%-24.06%0.641.010.92
VWINXVanguard Wellesley Income Inv6.64%4.49%10.20%-2.57%-3.48%1.372.550.78

Monthly Correlations

Correlations for the portfolio assets
TickerNameVTSAXVTIAXVBTLXRGAGXVEIRXVSTCXVWINXPortfolio 1Portfolio 2
VTSAXVanguard Total Stock Mkt Idx Adm-0.83-0.160.960.950.920.780.970.97
VTIAXVanguard Total Intl Stock Index Admiral0.83--0.010.870.780.720.730.920.90
VBTLXVanguard Total Bond Market Index Adm-0.16-0.01--0.16-0.12-0.190.39-0.020.01
RGAGXAmerican Funds Growth Fund of Amer R60.960.87-0.16-0.860.870.700.960.94
VEIRXVanguard Equity-Income Adm0.950.78-0.120.86-0.830.850.920.95
VSTCXVanguard Strategic Small-Cap Equity Inv0.920.72-0.190.870.83-0.660.870.88
VWINXVanguard Wellesley Income Inv0.780.730.390.700.850.66-0.840.88

Portfolio Return Decomposition

Portfolio return decomposition
TickerNamePortfolio 1Portfolio 2
VTSAXVanguard Total Stock Mkt Idx Adm$5,590
VTIAXVanguard Total Intl Stock Index Admiral$674$421
VBTLXVanguard Total Bond Market Index Adm$811
RGAGXAmerican Funds Growth Fund of Amer R6$2,184
VEIRXVanguard Equity-Income Adm$1,978
VSTCXVanguard Strategic Small-Cap Equity Inv$848
VWINXVanguard Wellesley Income Inv$3,266

Portfolio Risk Decomposition

Portfolio risk decomposition
TickerNamePortfolio 1Portfolio 2
VTSAXVanguard Total Stock Mkt Idx Adm68.05%
VTIAXVanguard Total Intl Stock Index Admiral32.13%18.37%
VBTLXVanguard Total Bond Market Index Adm-0.18%
RGAGXAmerican Funds Growth Fund of Amer R623.75%
VEIRXVanguard Equity-Income Adm20.05%
VSTCXVanguard Strategic Small-Cap Equity Inv14.23%
VWINXVanguard Wellesley Income Inv23.60%

Annual Asset Returns

Rolling returns summary
Roll PeriodPortfolio 1Portfolio 2
AverageHighLowAverageHighLow
1 year7.24%18.96%-5.57%8.43%20.10%-5.25%
3 years8.37%12.93%4.74%9.50%13.77%6.07%
5 years7.83%9.89%4.93%8.94%10.75%5.63%
7 years8.40%8.83%7.98%9.48%10.20%8.76%
Result statistics are based on annualized rolling returns over full calendar year periods